No insurance? No worries.
Everyone in Spokane deserves access to dental care without the hassle of insurance or overwhelming costs. We partner with Cherry, Sunbit, HFD, and CareCredit so you can get emergency treatment today and pay over time.
Pay over time
Spread the cost of your treatment into predictable monthly payments that fit your budget.
0% APR options
Qualifying plans offer interest-free financing so you pay exactly what your care costs.
Soft credit checks
Get pre-approved in seconds without impacting your credit score.
Pay monthly with Cherry
Buy now, pay over time. Check your rate in seconds — no impact to your credit score.
As low as
$73.44/mo
on a 24-month plan
Your monthly payment
$131.87
per month for 12 months
- Amount financed
- $1,500.00
- Est. interest
- $82.40
- Total of payments
- $1,582.40
Estimates only. Actual rate, APR, and monthly payment depend on Cherry's credit approval and the term you select. Checking your rate uses a soft credit pull and will not affect your credit score.
Financing that fits your life
We work with four trusted providers so almost every patient qualifies for a plan that makes care simple, stress-free, and affordable.
Buy-now-pay-later plans from 3 to 24 months. Soft credit pull with a decision in seconds.
- Soft credit check
- Fast online application
Pay over 3, 6, 12, or 24 months. No hard credit check, no late fees, no origination fees.
- Soft credit check
- Fast online application
Manageable monthly payments tailored to your treatment plan — great for larger procedures.
- Soft credit check
- Fast online application
Special financing on qualifying purchases with promotional 0% APR periods available.
- Soft credit check
- Fast online application
Three simple steps
Choose a partner
Pick the financing option that best fits your situation.
Apply in minutes
Complete a quick soft-pull application right from your phone.
Get treated today
Once approved, you can start your emergency care the same day.
Financing FAQ
Do I need insurance to be seen?+
No. We treat many patients without insurance every day. Our financing partners make care affordable whether you're insured or not.
Will applying hurt my credit?+
No. Cherry, Sunbit, and HFD all use a soft credit pull for pre-approval, which does not affect your credit score.
How fast can I be approved?+
Most applications return a decision in under a minute. You can apply from our office or from home before your visit.
What can I finance?+
Any treatment we provide — from emergency exams and extractions to root canals, crowns, and full implant restorations.
Are there any hidden fees?+
No. Our partners are transparent about terms — no late fees, no origination fees, and clear monthly payments up front.
Let's find a plan that works for you
Contact our Spokane office and we'll help you pick the right financing option and get you seen the same day.